A Proprietary Program developed by Apollo Advisory, Inc
APOLLO IQ TeleWealth
Employee Benefit Program
The APOLLO IQ TeleWealth Platform was designed to help retirement plan participants and business owners avoid unnecessary and or devastating financial losses throughout life. A collection of educational content and live instruction focused on sophisticated financial strategies, designed to minimize financial losses, promote better investment outcomes, generate larger retirement incomes, lower taxes, protect families and their wealth.
A Premier Tele-Wealth Advisory Services Employee Benefit Program
Apollo-IQ TeleWealth FINANCIAL RISK MANAGEMENT PLATFORM
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Financial Risk Management Education
Education is the key to financial success. Learn how to minimize losses , to improve financial outcomes . Actionable strategies delivered directly from Fiduciary Advisors, from the top investment, tax, insurance and legal firms in the country.
On-demand Personal Risk Assessment Score to match against Plan Funds Risk Profile Assessments
Easy to read and understand investment risk reports. Helps align appropriate investment selection with personal risk capacity & risk tolerance. Assists in choosing the right investment strategy.
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One-on-One TeleWealth Discovery Consultation
Virtual meeting with a professional advisor, 1 on 1, about any of the 6 Risk Management areas. Investment, Income, Debt, Tax, Legacy or Legal. Get answers to what matters most to you.
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Comprehensive Income Plan & Financial Gap Analysis
Retirement projections and a personal income plan for every employee 50+. Maximize income outputs, protect spouses, build an efficient cash flow plan around social securuity and required distributions years before retirement.
Risk Managed Investment Allocation Options
Formula-Based Portfolios options. Designed to systematically capture a greater portion of market opportunity where it exists, while minimizing diversification risk and drawdown events by using a rules based investment models.
Live webcast Strategy Sessions
Monthly webinar series delivering specific financial risk management strategies targeting 6 core areas financial management, Investment, Income, Debt, Tax, Legacy and Legal. Learn how to avoid thousands in financial losses with each unique strategy.
On-demand Risk Management Strategy Sessions
Periodic strategy sessions deliver via email/SMS on specific financial risk management strategies targeting the 6 core areas financial management, Investment, Income, Debt, Tax, Legacy and Legal. Learn how to avoid thousands in financial losses with each unique strategy.
Program Benefits
Discounted Benefit Programs
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OnPointe Investment Risk Analysis - For individual investment portfolio risk assessments reports. Helps investors reassess excessively risky investment portfolios.
$197 - Save 34%
Financial Reporting & Forcasting Software -
Flat-Fee financial planning & wealth management reporting provided by a Fiduciary Advisor. Providing comprehensive analitics and reporting on personal cashflows, expenses, debt, tax projections, inflation analitics, healthcare expense risk, premature death risk, litigation exposure, legacy projections and a data vault.
Professional financial analysis, reporting & Advisor directives.$997 yr - Save 50%
LegacyLock Estate Document Service - Complete estate document package software. Wills, Trusts, Guardianship Directives, Power of Attorney, Health Care Directives, Asset Retitling to avoid the nightmare of probate. Unlimited revisions.
Save $300 on Concierge Service
Tax and Legal Professional Services - Educational content and live strategy sessions direct from industry leading Attorneys and CPA's. Learn Roth conversion strategies, tax mitigation strategies, legal structuring strategies, wealth transfer and asset protection strategies with direct access to professional assistance.
Save $ on Tax & Legal Services
Investment Management - Access to Professional Investment Management inside or outside your 401k/403b plan. Access formula-based multi-strategy managed investment models.
Save 25%-50% off retail asset management fees
97% of people fail to protect their families wellbeing
due to a lack of simplicity, knowledge, and
Access to the Right Partners.
Access Starts Here
Our Partners...
The Apollo IQ TeleWealth Advisory Platform is wholly owned and operated by Apollo Advisory Inc. All Rights Reserved
Personal investment advice is provided through a direct contract with a Registered Investment Advisor operating independently. Apollo Risk Management is an educational resourse and does not provide investment management. Investment model management is available through AdvisorShare Wealth Management an independent RIA registered with the SEC. ASWM conducts business only in States they are properly registered. Registration is not an endorsement by regulators. Investments are not guaranteed and may lose value.
Custom Strategies Specifically Designed for Owners and Plan Participants.
Our proprietary financial education system, the Apollo IQ TeleWealth Platform was created as a way to deliver critical financial education to retirement plan participants. To help protect their retirement savings, protect their families, protect their incomes and protect their dreams.
Because choosing the right investment strategy can be overwhelming and many are simply not confident with how to optimize their investment choices, we have developed education to simplify the complex and managed solutions to deliver better outcomes.
Our tools offer a combination of network intelligence, fiduciary level advise, and sophisticated technology, to help employees better grow their investment accounts and maximize their retirement dreams.
Before Risk Management Financial Stress Is a Nightmare
Fear that the stock market will crush you financially
Fear that your retirement savings won't be enough
Fear that you may have to work forever
Fear that you will never be able to retire comfortably
What is Risk Management Education?
The Apollo IQ TeleWealth Platform is a collective of financial risk management education, built on an aggregation of some of the most powerful financial lessons, workshops, software applications and human intelligence available today. Sequenced in such a way, as to provide unparalleled financial advise to plan participants. We teach participants how to avoid major financial losses in 6 core areas of life and bring powerful wealth building strategies into the work place, as an employee benefit program.
Available to any retirement plan participant, working at any company, investing in any plan.
Done-WITH-You or Done-FOR-You:
Your Choice
Step 1: The Risk Analyzer
The Risk Analyzer process quantifies "Personal Risk Capacity", Analyzes that "Risk Capacity" against existing financial risks, then makes recommendations on how to reduce those risks without compromising returns or lifestyle.
Step 2: Risk Optimizer
The optimization of risk allocation is the most overlooked process in financial planning. It sets a baseline so investors know exactly how much of their funds are protected from market losses, and precisely what will be available to them when they retire as a guaranteed pension payout, should they choose that option. This step allows us to control losses as a defined strategy.
Step3: Retirement Analyzer
The third or final step is the Retirement Analyzer for our VIP clients. One of the most powerful analytical planning tools on the market, it provides a deep visual look at where you are financially today and where you can expect to be tomorrow. It answers the questions.....
- Can I afford to retire?
- How much income will I have during retirement?
- Can I afford to travel?
- What effect will taxes have?
- Am I prepared for inflation or a stock market crash?
- What will my legacy look like?
- And much, much more...
Retail Platform Pricing - $1997 per year
401k/403b Platform Pricing -
Based on Plan Assets
Your transactions are 100% secured. We use the best possible encryption method available.
After Risk Education
What Stress?
You're fully confident with your investments.
You have a clear picture of your projected retirement cash flows.
You are comfortable that your defined strategy will help you meet your goals.
You are looking forward to an amazing retirement.
3 CORE PRINCIPLES on which the
Apollo IQ TeleWealth Platform was built:
Clarity of Your "Risk Capacity" & Potential of "Opportunity Loss"
Once you plug in the Apollo IQ system, you will have a very clear picture of your risk capacity & opportunity loss potential. And how your current investment portfolio measures up.
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You will be able to see if you are taking on too much risk or too little risk to achieve your goals.
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You will be instructed on how to better allocate your retirement accounts to achieve your financial goals.
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You will have more confidence and peace of mind that the investments you have are right for you.
Clarity in Navigating Financial Risks
Apollo IQ educational content help clients to learn how to better manage financial risk through a better understanding of all disciplines, investment risk, debt risk, family/legacy risk, tax risk and wealth management risk. We then provide the tools and professionals to help you take action to mitigate those risks.
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Learn how to better allocate resourses based on targeted goals..
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Learn how to effectively avoid and eliminate bad debt and better manage future capital needs.
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Learn how to protect your family from the financial nightmare that happens when someone dies.
Learn how to reduce taxation on income, investment gains, on asset sales, on real estate holdings, on distributing from qualified retirement accounts.
Clarity with Your Financial Goals
Our Retirement Analyzer software for VIP (inancial reporting subscribers) clients provides laser clarity on your personal financial picture. It provides a visual of where you are today and where you can expect to be in the future.
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Know how much income you'll need and have at retirement.
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Know when is financially the best time to retire and how best to distribute retirement savings.
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Know your family will be all right if something happens to you.
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Know how best to mitigate taxes during retirement.
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Know you have a plan to avoid losses and never run out of money.
Apollo IQ TeleWealth
benefits every participant, at any company, in any plan
Fidelity
John Hancock
ADP
Principle
Vanguard
Merrill Lynch
Paychecks
OneAmerica
MassMutual
Bettermint
American Funds
And Many More...
Questions Regarding the Apollo IQ Education & Advisory Servises Platform Answered
Is the Apollo IQ TeleWealth Advisory Platform usefull to all employees?
The platform was designed to help every employee who is a retirement plan participant. Our team of professionals provide investment education to help every employee allocate their retirement account to the most appropriate option. Debt management strategies for paying down off cars, student loans and primary homes. Legacy strategies for employees with kids and those with aging parents. We provide income strategies for pre-retirees and tax strategies for high income earners, real estate and business owners. If you prefer not to manage your investments yourself, we provide investment management within the SDBA option of your plan.
What is the difference between the Apollo IQ portal membership and the VIP subscription?
The Apollo IQ TeleWealth membership is available to all participant employees and provides access to our live virtual strategy sessions and Apollo IQ Education Portal. This includes education on 6 Areas of Risk Management, Investment Risk, Income Protection & Planning, Debt Management, Legacy Risk, Tax Management, and Legal Risk Managment. Participants are provided the education, workshops, tools, direct access to a professioanl tax, legal, medicare/Soc Security or investment advisor and discounts on professional services. This services available to all employees enroled in the plan.
VIP is an elivated softare based planning program for clients seeking indepth financial reporting and wealth management directives.
The VIP Plan is our Comprehensive Financial Reporting and Wealth Planning Analyzer software. VIP clients receive a deep dive analysis of assets, liabilities, cash flow to expenses, in-force insurance review, current and future tax analysis and mitigation recommendations, estate documents analysis, inflation and life longevity stress testing, as well as a cloud-based data vault to safely hold all important documents. VIP clients receive annual strategy sessions to focus on how best to enhance their financial outcomes. Platform members recieve up to a 50% discount off retail VIP pricing.
Do I have to move my money?
NO. The Apollo IQ TeleWealth education and advisory services works for any participant in any plan WITHOUT moving money out of the plan. Your funds will remain within your 401k, 403b, or 457 retirement plan. We simply guide you on better managing those investments with a focus on protecting against devastating opportunity losses. However, participants may choose allocations that will require the use of self-directed brokerage options, to access professionally managed models. Your dedicated Fiduciary Advisor will discuss those options during the planning session.
Will an Advisor have access to my retirement account?
Apollo does not custody client assets. The assets always remain in the retiremen plan, or a custodian of the clients choice such as Charles Schwab. You will always remain in control of your retirement account. Should you choose the Done-for-You option, you will authorize the RIA to allocate your investments in line with their Rules-based Strategy Models, monitor the market and execute adjustments, for you, within your retirement account.
*Plan sponsors must approve RIA as a plan service provider.
How successful has the system been for other users?
While past results are no guarantee of future success and every plan has its own unique investment options, fundamentally managing risk can have a profound impact on long term values. It has also been determined that financial education can have a profound impact on financial success. Historical data allows for the comparison of different strategies over real market cycles. Formula driven investment strategies, have experienced a greater participation in domestic market gains over a 5 -10 and 20 year period over Glide Path investment strategies. Those clients who have retired using our income strategies are currently enjoying higher guaranteed lifetime income payments.
What kind of support can I expect?
The Apollo IQ TeleWealth Advisory Platform is administered by Fiduciary Advisors. Our advisors are required by law to act in the best interest of the client and ensure no conflicts of interest exist. Advisors are always accessible by calendar, email, or text, with every client having calendar access to schedule a meeting at their convenience.
What if I leave my job or need to cancel my subscription?
The Apollo IQ TeleWealth Advisor Platform was designed to be a companion protection tool for life. Like auto insurance is to driving. Our system is portable and can be utilized regardless of where your retirement investments are. If you change or leave your job our professional advisors will assist you in staying the course by maintaining oversite and protection in place. However, we understand life happens and we do not believe in lengthy contracts or forcing participants to work with us. Subscribers may opt out, with notice, 15 days prior to their enrollment anniversary.
The APOLLO IQ TeleWealth Advisory Platform is wholly owned and operated by Apollo Advisory Inc. All Rights Reserved
Personal investment advice is provided through a direct contract with a Registered Investment Advisor operating independently. Apollo Risk Management is an educational resourse and does not provide investment management. Investment model management is available through AdvisorShare Wealth Management an independent RIA registered with the SEC. ASWM conducts business only in States they are properly registered. Registration is not an endorsement by regulators. Investments are not guaranteed and may lose value.